70% of all credit reports have errors on them that cause consumers to have bad credit. Bad credit can ruin your life AND your peace of mind. Not only this, bad credit can keep you from having the things you’ve always dreamed of in life, including that beautiful dream home, reliable car, or exotic get away with a loved one.
But it isn’t that bad. You do have options that can get you out of the rut you’re in and here are a few very important ones:
Credit Repair Companies. These types of services are all over the internet. So, just do some Googling! They can help you get a personal loan even if you have bad credit or no credit at all. Their company websites are typically packed with information that will answer all your concerns, including what to expect throughout the entire loan process.
Credit Consulting Companies: These companies are very helpful for those of you who have had incorrect and negative situations arise on your credit report that were caused by a third party (other than yourself)! However, if you negative credit score as a result of your own personal choices these companies will not be able to help out too much. My advice is to call. Most will offer a free consultation to let you know whether they can help you out or not.
Law Firms: Some law firms specialize in credit repair and will help represent clients through the credit repair process.
Credit Repair is Essential
If you really want to move into a new home, credit repair is essential. Both types of companies listed above will offer specific credit restoration processes that will help you learn how to dramatically improve your credit report and increase your fico score.
By John Hester