If you are looking for van insurance, you may become disheartened by the fact that insurance is sometimes more expensive than car insurance. That’s because you have much more vehicle on the road and so you are a little bit more of a risk, at least in the insurance company’s eyes. To get around paying too much you should try to research the various companies to determine whether or not they have any policies that would suit your budget a little better.
The best way to find cheaper insurance is to find out if the company you’re looking at offers any discounts. By taking advantage of as many these discounts as possible, you will be able to get the cover you need so that you van is legal to take on the road.
The thing is, you can’t just look up discounts on the internet and hope to get a comprehensive list. While some insurance companies offer similar discounts, you really won’t know what type each one offers until you begin researching each company one by one. Only then can you get a good idea as to just how many discounts there are available and whether you qualify for them or not.
Researching the Companies:
You can get online to the various insurance company websites to research the various discounts available, but don’t be afraid to call and talk to a real person. You could search all day and never find a single discount online, but if you ask someone who works at the company you are bound to get an answer as to just how many discounts that company offers. Your best bet is to contact each insurance company individually and then compile your own list of all the van discounts you can find. Then, start crossing the ones off the list that you don’t qualify for.
Whether the discounts are for parking your van in a safe area or they’re related to your age, driving experience or what you use your business van for, you will be sure to find at least one or two that you do qualify for. The more discounts you find, the more money you’ll save in the long run. The thing is, you actually have to work to find the discounts available to you. Don’t expect the insurance company to post them in big bold letters on their website. Obviously it’s more cost-effective for them if they don’t offer you the discounts. So take it upon yourself to look for those discounts when looking for competitive van insurance quotes.
When you get van insurance quotes, you need to know that you’re getting the absolute lowest quote possible. By contacting each company one by one, and by asking about the various discounts the company offers, your van insurance quotes will be some of the lowest you’ve ever seen. Van insurance doesn’t have to be expensive. It’s just that you really have to look for it, if you hope to save money on the cover you buy for your commercial business van.
By John Benson