When you have van insurance, you may be wondering how to decrease your insurance premiums. It is no wonder. Everyone is trying to tighten the belt these days and cutting back on your car insurance is a good way to do it. But if you want to take your premiums down, you are going to have to find the tricks to actually doing it. The best thing to do is to contact your insurance company and ask them what type of discounts they offer. You never know what they’ll say.
Insurance companies often offer discounts for various factors. Safe drivers often get a discount, for instance. Also, if you park in a safe neighbourhood, you may also get a discount. If you contact a representative of your insurance company and you ask them what sorts of discounts you can receive, you may get a long list that takes your insurance down to a more affordable level.
Altering Your Insurance Policy:
If you already have a van insurance policy, contact your insurance company and ask them how you could lower your premium. Sometimes you can increase your voluntary excess to lower your premium, or you can take fewer extras. You may have to drop some roadside assistance clauses or some other form of insurance assistance just to drop your premium down further. Do not cut too much, though. You never want to make your insurance ineffective just because you are trying to save a few pounds.
Pretend You are a New Customer:
Contact your insurance company and tell them you are a new customer who would like some information on van insurance. If they give you a quote and it is much less than you are currently paying, threaten to leave them unless you get that amount. Chances are they will let you have the new customer deal. They would rather keep their current customers than have them go somewhere else. Use this to get a better deal on your van insurance policy.
These are just a few ways you can use your head to save money on your van insurance. If you still cannot find any discounts and you think your policy is as low as it will go, you may want to think about shopping around for a new insurance company. A new company will often have an introductory offer that might be very attractive. You may find that another company offers much more than you are currently getting and for much less, but you will never know unless you start looking.
Whether it is contacting your current company or it is getting business van insurance quotes from other companies, you should always look for a better deal from time to time. By constantly shopping for the best deals and by continuing to get business van insurance quotes, even when you are happy with your current policy, you could save hundreds of pounds every year on your van insurance premiums.
By John Benson